Online Calculator | Home Inventory Support

Home Inventory Support

Home Inventory; Home Disaster Report

Home Inventory is one of those necessary tasks that made me groan inwardly; feel guilty for consistently procrastinating about actually doing; confused as to the best approach, and uncertain as to what to do with the results other than losing the accumulated statistics under my steadily growing mountain of supportive information required for the efficient lifestyle that I am working toward.

I, was, therefore, very pleased to discover a web site which was developed specifically to assist people with what was formerly a daunting task. It is a support site for homeowners in the process of a home inventory.  A new application, ihomeinventorys, is now available on the iPhone, iTouch, and iPad~ihHomeInventorys by MegaTech Inc., is a new appplication now made available by Apple., available on the iPhone, iTouch, and iPad~Now available on the iPhone, iTouch, and iPad, ihomeinventorys is a new application by MegaTech Inc.~iHomeInventorys is a new application by MegaTech Inc. {now available on the iPhone, iTouch, and iPad}~{available now on the iPad, i Touch, and iPhone}~The iPad, i Touch, and iPhone now provides this new appplication}.  This program imports photographs which can be taken by the camera on the device itself and places them into the designated spots established by the program. The information is typed in where indicated using the keyboard on the device~The information is typed in where indicated using the keyboard on the device}. At the end of the process, Cwhich is the sum total of all the values listed.. This can be an astonishing figure revealing a value that until the Home Inventory is completed, usually remains a mystery. By-the-way, if you allow your i device to include the GPS data, that information will be included in the report.

The web site, http://ihomeinventorys.com  provides information about this new application for those who would like to maintain a home inventory on their

iPhone, iTouch, or iPad.

When I first learned how to use ihomeinventory, I thought, “ Cool! I can just e-mail the report to my insurance company including the inserted photographs of my belongings.  However, I discovered that most insurance companies will not store your information, not even electronically.  Should a disaster occur, you will be given a report in which you itemize your belongings, giving an estimated replacement value for each item.Then the estimated total for the report is calculated. People who do not have a report already created, and available to them to refer to at the time of a disaster as they fill out the required insurance papers, will have several realities to endure in addition to the emotional trauma of loss. Attempting to itemize belongings after a flood or fire, will be, not only emotionally traumatizing, but nearly impossible. After all, what are you going to take a picture of when your dining room furniture  burns to the ground?  There is nothing to photograph except the ashes on the floor.

The policy limit is another inescapable reality that will be facing you without your inventory report accomplished before the disaster.  Even if you have insurance, without evidence of ownership your insurance company most likely will not pay more than your policy limits, which tends to be about a sixth of the total value or less after all is said and done.

My own insurance company, for example, informed me of their policy limits for several items. The one that stuck in my mind was the one for guns. My insurance agency has a policy limit of $2,500 for guns. There are people owning guns valued at many times that.  With the ihomeinventory report conveniently stored on your SmartPhone, iTouch, or iPad, filling out the paper work will entail the least amount of effort, trauma, and inconvenience as well as prevent receiving an insurance reimbursement totaling $5,000.00 for a $30,000 loss.

One point made on the web site, http://ihomeinventorys.com  is that special insurance is needed for certain types of items, jewelry, for example. A person is encouraged by this site, to keep a list of their items needing special insurance. Another interesting and potentially useful piece of information found on this site is a list of State Insurance Agencies along with their web site addresses.  The thing to know about these organizations is that they are regulatory.With a little research, I discovered that a person lacking insurance can contact their State Insurance Department to inquire about possible assistance obtaining insurance. Unfortunately, there are only thirty something states that have insurance regulatory agencies.

iHomeInventorys is a very efficient, stress-free system for executing a home inventory for people adept at using the the iphone, itouch, or iPad,. Helpful information regarding this software application can be found on the web site, http://ihomeinventorys.com

 

©2011 Gaillyn T. Hope

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